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January 1ST 2009

"NJ Take All Comers Law" expires making it possible for a car insurance company to refuse to insure a proposed customer for a mulitude of reason. Some of the reason for being declined coverage is credit score, education level, length of employment and residency. This is a 100% change from the previous marketlace where auto insurers had to quote and offer coverage to all "Eligible Applicants" or those not qualified by points (7 or more) for NJPAIP (NJ Assigned Risk Plan) or as some people refer to it NJ High Risk Plan.

Getting Accurate South Jersey Rate Quotes

Compare the same information from one quote to the next. Many customers we help report that they had saved money somewhere else only to find that the new policy had far lower limits of liability and property damage coverage than they had on their prior policy.

Why have multiple NJ Car companies quotes?

Effective 01/01/2009 you will need to protect yourself from unfair rates by comparing quotes from 2 or more companies to see how the new state law may effect your overall expense for car insurance.

Use our easy South Jersey quote request form to request free help for non biased insurance advice from a professional licensed car insurance agent with more than 15 years experience helping people with tough insurance decisions in a friendly respectful way.

South Jersey Car Insurance Zip Codes Served by our professional services.

Our coverage area by NJ Zip Code

You may now find that keeping your NJ home insurance and your auto insurance with the same insurance company may not give you the savings that it once did.

You may also find your NJ Life Insurance possible placed with the same insurance company may not provide the discount that it once did either. Life insurance should not to be replaced unless the person is in the same or better health than when they originally purchased the policy, which is usually at a younger age.

We are proud to possibly be able to help you secure the South Jersey car insurance policy that you need. If you have any suggestions on how we may improve our services please let us know at any time! We believe that customers and co-workers being treated nice is a business culture that we can all live with.