January 1ST 2009

"NJ Take All Comers Law" expires making it possible for a car insurance company to refuse to insure a proposed customer for a mulitude of reason. Some of the reason for being declined coverage is credit score, education level, length of employment and residency. This is a 100% change from the previous marketlace where auto insurers had to quote and offer coverage to all "Eligible Applicants" or those not qualified by points (7 or more) for NJPAIP (NJ Assigned Risk Plan) or as some people refer to it NJ High Risk Plan.

Getting Accurate Rate Quotes

Compare the same information from one quote to the next. Many customers we help report that they had saved money somewhere else only to find that the new policy had far lower limits of liability and property damage coverage than they had on thier prior policy.

Why have multiple companies quotes?

Effective 01/01/2009 you will need to protect yourself from unfair rates by comparing quotes from 2 or more companies to see how the new state law may effect your overall expense for car insurance.

Use our easy quote request form to request free help for non biased insurance advice from a professional licensed car insurance agent with more than 15 years experience helping poeple with tough insurance decisions in a friendly respctful way.

South Jersey Car Insurance Zip Codes Served by our professional services.

00840 04402 07204 08001 08002 08003 08004 08005 08007 08008 08009 08010 08012 08019 08020 08021 08023 08026 08027 08028 08031 08034 08037 08042 08043 08046 08047 08050 08051 08052 08053 08054 08056 08060 08062 08065 08069 08070 08071 08079 08080 08081 08087 08088 08090 08092 08093 08094 08096 08097 08098 08103 08106 08107 08201 08202 08203 08204 08205 08206 08210 08211 08213 08214 08215 08217 08219 08220 08221 08222 08223 08224 08225 08226 08230 08232 08234 08235 08239 08240 08241 08242 08243 08244 08247 08248 08250 08251 08252 08260 08266 08270 08293 08301 08302 08310 08311 08312 08314 08315 08316 08317 08318 08319 08320 08321 08322 08323 08324 08326 08327 08328 08329 08330 08332 08333 08340 08341 08342 08343 08344 08345 08346 08348 08349 08350 08352 08353 08360 08361 08362 08401 08402 08403 08405 08406 08428 08514 08527 08530 08722 08830 08831 10401 26404 80226 99931

You may now find that keeping your NJ home insurance and your auto insurance with the same insurance company may not give you the savings that it once did.

You may also find your NJ Life Insurance possible placed with the same insurance compay may not provide the discount that it once did either. Life insurance should not to be replaced unlees the person is in the same or better health than when they originally purchased the policy, which is usually at a younger age.

We are proud to possibly be able to help you secure the car insurance policy that you need. If you have any suggestions on how we may improve our services please let us know at any time! We believe that customers and co-workers being treated nice is a business culture that we can all live with.